Once that’s completed, go back to acbells the shining hole. Grab a shovel, open your pockets, then pick the bell bag that you would like to plant, and plant that in the glowing hole.
Now, rather than a luminous hole, you will finally have a nursery cash tree. I would recommend digging this up and moving it somewhere convenient to get to, but you don’t need to.
The money tree grows just as quickly as every other tree, therefore, on the 4th day of its presence, it’ll be fully grown, with bells hanging it off, ready to be harvested.
You harvest it exactly like any other fruit tree.
Unlike fruit trees, even once you’ve chosen your bell tree, then it’s no longer a bell tree. It becomes a wood tree, just useful for decoration/wood. Therefore, after I’ve harvested the bells from the day’s bell tree, I just hit on it with my axe, collect the wood from it, then dig it up (selling it in Nook’s). Afterward I find where the shining spot has moved to, and re-invest a number of my money tree money into a new currency tree, and keep the gain.
It’s a decent method of earning passive income, earning 1k bells in the shining place, and anywhere between 0-60k bells of profit in the tree (based on how much you plant in the first place) every day. It ai not much, but it is honest work.
That’s how it’s always been but quarantine has seemingly given individuals unrealistic expectations. I will normally play 10 minutes a day or just entirely skip it then play for a few hours on the weekend to discover bugs or alter some things up on my island. People putting things like 500 hours into it and complaining about the lack of content amaze me.
When it came out, a number of my friends awakened 200 hours of playtime at the first few weeks and had these crazy elaborate islands. I had to quit looking at their posts about it as it made me feel weirdly awful in my own! Now they have mostly all burned out on the game, though, while I am still plugging along with a couple of minutes a cheap Animal Crossing Bells day.
